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Wedding Insurance in India and the U.S.A


Wedding Insurance in India and the U.S.A


While buying insurance is the most un-marriage like thing you could be thinking of while planning your wedding, it could just be one of the most important things you do. Marriages today have evolved from being just a ceremony uniting two people in holy matrimony to a large production, where people often end up spending a large chunk if not most of their savings. Wedding insurance is becoming a very common practice and a safety net for many couples in India and around the world.
Insurance companies are cashing in on the country’s increasing affinity toward purchasing insurance and numerous insurers have come out with wedding insurance policies with widespread policies covering everything from damages to your wedding outfit to weather calamities. While policies in India and countries like the U.S.A cover many similar ’mishaps’, there are some differences and the diversity is more evident when it comes to the popular coverage options purchased in each country.

Dowry Prohibition Act,1961


THE DOWRY PROHIBITION ACT, 1961
(Act No. 28 of 1961)
(20th May, 1961)

An Act to prohibit the giving or taking of dowry

Be it enacted by Parliament in the Twelfth Year of the Republic of India as follows:

1. Short title, extent and commencement.-(1) This Act may be called the Dowry Prohibition Act, 1961.
It extends to the whole of India except the State of Jammu and Kashmir.
It shall come into force on such date as the Central Government may, by notification in the official Gazette, appoint.

2. Definition of `dowry’.-In this act, `dowry’ means any property or valuable security given or agreed to be given either directly or indirectly-
(a) by one party to a marriage to the other party to the marriage; or
(b) by the parents of either party to a marriage or by any other person, to either party to the marriage or to any other person;at or before or any time after the marriage in connection with the marriage of said parties but does not include dower or mahr in the case of persons to whom the Muslim Personal Law (Shariat) applies.

***
Explanation II.-The expression `valuable security’ has the same meaning as in Sec. 30 of the Indian Penal Code (45 of 1860).

3. Penalty for giving or taking dowry.-(1) If any person, after the commencement of this Act, gives or takes or abets the giving or taking of dowry, he shall be punishable with imprisonment for a term which shall not be less than five years, and with the fine which shall not be less than fifteen thousand rupees or the amount of the value of such dowry, whichever is more:
Provided that the Court may, for adequate and special reasons to be recorded in the judgment, impose a sentence of imprisonment for a term of less than five years.
* * * Explanation I omitted by Sec.2 w.e.f 2nd October, 1985
(2)Nothing in sub-section (1) shall apply to or, in relation to,-
presents which are given at the time of a marriage to the bride (without nay demand having been made in that behalf):
Provided that such presents are entered in list maintained in accordance with rule made under this Act;
presents which are given at the time of marriage to the bridegroom (without any demand having been made in that behalf):

Provided that such presents are entered in a list maintained in accordance with rules made under this Act;

Provided further that where such presents are made by or on behalf of the bride or any person related to the bride, such presents are of a customary nature and the value thereof is not excessive having regard to the financial status of the person by whom, or on whose behalf, such presents are given.

4. Penalty for demanding dowry.- If any person demands directly or indirectly, from the parents or other relatives or guardian of a bride or bridegroom as the case may be, any dowry, he shall be punishable with imprisonment for a term which shall not be less than six months but which may extend to two years and with fine which may extend to ten thousand rupees:
Provided that the Court may, for adequate and special reasons to be mentioned in the judgment, impose a sentence of imprisonment for a term of less than six months.

4-A. Ban on advertisement.- If any person-


Mehndi

Mehndi




Mehndi means henna, but it is most commonly used in the west as a term for the designs painted on the hands, feet, or other parts of the body, using henna as the stain.  This makes what is sometimes called a "temporary tattoo", though by definition, a tattoo is put into the skin using a needle.

Mehndi are widely used throughout southern and western Asia and Africa.  Sometimes this is to protect the skin from the sun, sometimes for weddings, and sometimes for simple beautification.  It depends on the culture and local area customs.




There are many recipes for henna mehndi, but the mostly mehndi is used for Wedding occasion .Different regions of the country celebrate the ritual in a different way according to their own marriage customs, rituals, and culture. Mehndi ceremonies take place outside the India amongst the Indian community and places like Birmingham in the UK are such known hotspots for lavish Mehndi celebrations.

Henna is very popular, but most women these days just don't have the luxury of sitting for hours and hours.  Also, some designs one may want to wear on the weekends, may not be appropriate for work.  So semi permanent makeup is a good alternative. 


Lets know more about mehndi

Valentine's Day



Valentine Gift Ideas


Valentine Ideas for Him



It doesn’t matter how long you’ve been in a relationship with someone, there’s always a bit of worry when it comes to gifts.  The man in your life has a diverse range of interests, but what if your Valentine ideas for him come up short?  Though he will probably appreciate the effort you put into picking out a present, a poor choice can end up making the evening awkward.  If he hands over the diamond earrings you’ve been eyeing and opens a necktie, that’s a bit tough to swallow, you know?  Never fear, there a handful of great ideas right here that you can pawn off as your own.

Gadgets and/or Accessories

Though you might not have the budget to go all out on some electronics two months after Christmas, that doesn’t mean you can’t get him something to appeal to his geeky side.  There are a host of options available that are significantly less expensive and still very useful.  If he’s a runner, for example, you might choose to pick up a heart rate monitor so he can pace himself as he gets his mileage in each week.  Or, if he carries an iPod as he goes, you might look into a belt clip or special set of headphones geared specifically toward athletes.  This way, you’ve added value to stuff he already has, a sure sign you’re looking out for him.

Tickets to an Event or Show
Let’s face it, some guys like to head out to see their favorite band or catch a game as much as possible, but that doesn’t mean you want to go along.  You can score some major thoughtfulness points by snagging a pair of tickets to his team’s next home game – one for he and a buddy, to save you the trip – or grit your teeth for a performance by the rock group he loves next time they come in town.  Though you may have a hard time enjoying yourself, he will appreciate you going the extra mile to spend time with him during something he enjoys.  It doesn’t have to be expensive, either: taking him to a movie he’s looking forward to seeing is a great idea, too.
You might have a particular idea about the perfect place to eat when you guys have a date night: a candlelit table at your local five-star restaurant run by the chef with the funny name.  Chances are good that your man isn’t in the mood for another go-round with French cuisine, so why not take him to the pub he enjoys and have some finger food?  As always, the key is to get some quality time with him, so what’s it matter if your faces are covered in buffalo sauce and it takes ten minutes of hand washing to get it off?  He will be over the moon to have you digging in with him at a spot he wouldn’t normally take you.  And, with it being your idea, he’ll be that much happier to be eating his chicken wings and potato skins.


Valentine Ideas for Her


There are few moments more terrifying than those right before a woman opens her gifts on February 14th.  The pressure to pick the ideal present leaves many struggling for Valentine ideas for her, and rightfully so.  You want to get her something that shows how much you care, of course, but it’s also important to demonstrate you know her – all of her likes and dislikes, favorite singers and actresses, colors she refuses to wear, and so on.  It’s the little things that make a woman happy, so think outside the box before you just plunk down your hard-earned cash on the next sparkly thing she’ll hardly ever put on.  (Not to say that jewelry is ever a bad idea.)  Here are some choices that will show her how much you care without being too predictable:

Shoes
Well, maybe this isn’t all that surprising, as everyone knows how much women love a new pair of heels or the perfect complement to a dress they love – but it doesn’t have to be!  If you notice she has worn out her running shoes, sneak in to see what size she wears before hitting up your local sporting goods store.  This is a great way to support her exercise habit and demonstrate you pay attention to her sense of style.  If you have some knowledge about sportswear, even better!  You’ll be able to pick out some that have excellent cushioning as well as her favorite shade of green.

Ballroom Dancing Lessons
There are few things in this world quite as romantic as pulling her close and swaying your hips to a vibrant salsa rhythm.  Giving her a few sessions with a local school pays dividends long beyond Valentine’s Day itself, ensuring you will have plenty more time together away from all the distractions modern life provides.  As you begin searching, you will probably find there are all sorts of options out there, so you might opt for a beginner’s class that teaches you several different techniques with the promise you’ll focus on something she likes after the first three or four classes.
One of the toughest things to do when planning for a night out is to make sure you get the best spot in the place.  If you spend most of your dates waiting for seats at the hottest restaurant in town, why not go the extra mile and reach out to schedule your next trip well in advance.  Imagine her surprise when you breeze through the doors and the mâitre d’ whisks you to the spot with the great view!  This may take some phone calls to set up everything, but she will love the fact you went the extra mile to make your evening together special.


Jewelry
Though you might guess this would be near the top of the list, there are plenty of options that don’t involve a trip to your local diamond mine for a stone the size of a golf ball.  In fact, in this case, just the opposite would be expected.  Find a local artist that makes custom pieces – beaded bracelets, for example, are popular these days – and have him or her craft something unique for your special lady.  You might give them a little guidance as to shape (say, a butterfly) and colors she wears often, then check back to see how it’s coming.  Just be sure to order it well in advance, as quality workmanship often takes a little extra time.




Valentines Day Tips




Valentine Traditions


Valentine Traditions


Hundreds of years ago in England, many children dressed up as adults on Valentine's Day. They went singing from home to home. One verse they sang was:

Good morning to you, valentine;
Curl your locks as I do mine ---
Two before and three behind.
Good morning to you, valentine.

In Wales wooden love spoons were carved and given as gifts on February 14th. Hearts, keys and keyholes were favourite decorations on the spoons. The decoration meant, "You unlock my heart!"

In the Middle Ages, young men and women drew names from a bowl to see who their valentines would be. They would wear these names on their sleeves for one week. To wear your heart on your sleeve now means that it is easy for other people to know how you are feeling.

In some countries, a young woman may receive a gift of clothing from a young man. If she keeps the gift, it means she will marry him.

Some people used to believe that if a woman saw a robin flying overhead on Valentine's Day, it meant she would marry a sailor. If she saw a sparrow, she would marry a poor man and be very happy. If she saw a goldfinch, she would marry a millionaire.

A love seat is a wide chair. It was first made to seat one woman and her wide dress. Later, the love seat or courting seat had two sections, often in an S-shape. In this way, a couple could sit together -- but not too closely!

Think of five or six names of boys or girls you might marry, As you twist the stem of an apple, recite the names until the stem comes off. You will marry the person whose name you were saying when the stem fell off.

Pick a dandelion that has gone to seed. Take a deep breath and blow the seeds into the wind. Count the seeds that remain on the stem. That is the number of children you will have.

If you cut an apple in half and count how many seeds are inside, you will also know how many children you will have.








The History of Valentine's day

Do u know why the day February 14th is Considered as 

Valentine's Day
Lets know it today....





Let me introduce myself. My name is Valentine. I lived in Rome during the third century. That was long, long ago! At that time, Rome was ruled by an emperor named Claudius. I didn't like Emperor Claudius, and I wasn't the only one! A lot of people shared my feelings.


Claudius wanted to have a big army. He expected men to volunteer to join. Many men just did not want to fight in wars. They did not want to leave their wives and families. As you might have guessed, not many men signed up. This made Claudius furious. So what happened? He had a crazy idea. He thought that if men were not married, they would not mind joining the army. So Claudius decided not to allow any more marriages. Young people thought his new law was cruel. I thought it was preposterous! I certainly wasn't going to support that law!
Did I mention that I was a priest? One of my favourite activities was to marry couples. Even after Emperor Claudius passed his law, I kept on performing marriage ceremonies -- secretly, of course. It was really quite exciting. Imagine a small candlelit room with only the bride and groom and myself. We would whisper the words of the ceremony, listening all the while for the steps of soldiers.

One night, we did hear footsteps. It was scary! Thank goodness the couple I was marrying escaped in time. I was caught. (Not quite as light on my feet as I used to be, I guess.) I was thrown in jail and told that my punishment was death.
I tried to stay cheerful. And do you know what? Wonderful things happened. Many young people came to the jail to visit me. They threw flowers and notes up to my window. They wanted me to know that they, too, believed in love.

One of these young people was the daughter of the prison guard. Her father allowed her to visit me in the cell. Sometimes we would sit and talk for hours. She helped me to keep my spirits up. She agreed that I did the right thing by ignoring the Emperor and going ahead with the secret marriages. On the day I was to die, I left my friend a little note thanking her for her friendship and loyalty. I signed it, "Love from your Valentine."

I believe that note started the custom of exchanging love messages on Valentine's Day. It was written on the day I died, February 14, 269 A.D. Now, every year on this day, people remember. But most importantly, they think about love and friendship. And when they think of Emperor Claudius, they remember how he tried to stand in the way of love, and they laugh -- because they know that love can't be beaten!






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